Effective October 23, 2025 • 37 Dimensions LLC • https://37-dimensions.com
1) Acceptance of Terms
By accessing or using 37 Dimensions LLC's websites, apps, software, telecom services, meetups/events, and financing products (collectively, the “Services”), you agree to these Terms of Service (the “Terms”). If you do not agree, do not use the Services.
2) Who We Are
37 Dimensions LLC provides multi-vertical solutions including financing and lending facilitation, consulting, software/AI, telecom/contact center, events, and related products and services. Services may be provided directly or via vetted partners/affiliates.
3) Updates to Terms
We may update these Terms at any time. Material changes will be posted with a new effective date. Continued use signifies acceptance.
4) Eligibility & Accounts
You must be of legal age and authorized to bind your organization. You are responsible for account credentials and all activity; notify us of unauthorized use.
5) Permitted & Prohibited Uses
Use the Services only for lawful purposes. You will not: (a) misuse or disrupt the Services; (b) infringe IP or privacy; (c) transmit malware or spam; (d) scrape or reverse engineer except as permitted by law; (e) bypass security or rate limits; (f) use the Services for restricted industries where stated (e.g., cannabis, illegal drugs, businesses with ≥51% alcohol sales, gaming, nudity for certain financing products).
Higher Ground beverage supply to casino customers is a limited exception to the gaming-business exclusion. The exception does not extend to gambling operations, financing or acquisitions.
6) Financial Services Disclosures
No commitment to lend is made herein. Financing availability depends on eligibility, underwriting, verification, and applicable laws. Programs may not be available in all jurisdictions. APRs, fees, and terms change and will be disclosed in definitive agreements. You authorize us and our partners to obtain information (including credit, KYC) necessary to evaluate applications, consistent with law.
7) Software, AI & Telecom Features
Our software/AI tools (e.g., Julie OS, Julie AI, dialers, CRM) process User Content to deliver features. You grant us a non-exclusive license to host, process, transmit, and display User Content to operate, secure, and improve the Services. AI outputs may be inaccurate—verify critical results. For telecom features, you represent you have consent to call/text recipients and will comply with TCPA, CASL, CAN-SPAM, CTIA/A2P 10DLC, and carrier policies.
8) Events, Meetups & Communities
Participation requires professional conduct and compliance with venue rules/codes of conduct. Attendees assume risks. We may photograph/record events; you grant us permission to use such media unless you opt out in writing in advance.
9) User Content & Intellectual Property
You retain ownership of your User Content and grant us a limited license to use it to provide the Services. We retain all rights to our IP (software, documentation, marks). You will not remove proprietary notices or attempt to derive source code except as permitted by law.
10) Third-Party Services
Integrations (e.g., OpenAI, carriers, payment processors) are governed by their terms. We are not responsible for third-party content or actions.
11) Anti-Spam & Acceptable Communications
You will comply with our Anti-Spam Policy and applicable laws. Do not send unsolicited commercial messages via or in connection with the Services.
12) Confidentiality & Privacy
We handle personal data per our Privacy Policy. Do not disclose information you are not authorized to share. If you receive personal information of others, process it only as permitted by law and these Terms.
13) Industry-Specific Add-Ons
- Financial Services: Marketing materials are for informational purposes only and not a commitment to lend or financial advice. Certain programs are unavailable in specified states. • Telecom/Recording Consent: Where call recording is enabled, you will provide required notice and obtain consent under one- or two-party consent laws; maintain opt-out procedures where applicable. • Healthcare/Medical Products: We are not a healthcare provider and do not offer medical advice. Medical test kits are for informational screening; no diagnostic or treatment claims are made unless expressly labeled and cleared/approved.
14) No Professional Advice
Unless stated in a signed agreement, content and Services are general information only and do not constitute legal, tax, accounting, investment, medical, or other professional advice.
15) Warranties & Disclaimers
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON‑INFRINGEMENT. WE DO NOT WARRANT THE SERVICES WILL BE UNINTERRUPTED, ACCURATE, SECURE, OR ERROR‑FREE.
16) Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER WE NOR OUR AFFILIATES ARE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, OR GOODWILL. OUR AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICES SHALL NOT EXCEED THE AMOUNTS PAID BY YOU FOR THE SERVICES GIVING RISE TO THE CLAIM DURING THE SIX (6) MONTHS BEFORE THE EVENT.
17) Indemnification
You will defend, indemnify, and hold harmless us and our affiliates from claims arising out of your use of the Services, your User Content, or your violation of these Terms or law.
18) Dispute Resolution — Arbitration; Class Action Waiver
A) Agreement to Arbitrate. Any dispute arising out of or relating to these Terms or the Services will be resolved by binding arbitration administered by JAMS or AAA under their rules, before a single arbitrator seated in Pinellas County, Florida. Judgment may be entered in any court of competent jurisdiction.
B) Exceptions. Either party may bring an individual action in small claims court or seek injunctive relief for IP or unauthorized use.
C) Class Action Waiver. CLAIMS MAY BE BROUGHT ONLY IN AN INDIVIDUAL CAPACITY, NOT AS A CLASS OR REPRESENTATIVE ACTION.
D) 30‑Day Opt Out. You may opt out by emailing privacy@37dimensions.com within 30 days after first accepting these Terms, stating your name/contact and intent to opt out of arbitration.
E) Fees. The arbitrator may award fees and costs as permitted by law and the applicable rules.
19) Governing Law; Venue
These Terms are governed by the laws of the State of Florida, USA, without regard to conflicts principles. Exclusive venue lies in the state courts of Pinellas County, Florida or the federal courts of the Middle District of Florida, Tampa Division. EACH PARTY WAIVES ANY RIGHT TO A JURY TRIAL TO THE MAXIMUM EXTENT PERMITTED BY LAW.
20) Termination
We may suspend or terminate access for any reason. Upon termination, your right to use the Services ends; provisions intended to survive shall survive.
21) International & Cross-Border Use
You are responsible for compliance with local laws where you use the Services. Cross‑border data transfers may occur as described in the Privacy Policy.
22) Force Majeure
We are not liable for delay/failure due to events beyond reasonable control, including acts of God, labor disputes, internet failures, or governmental actions.
23) Notices & Contact
Notices may be sent to 7901 4th St N, STE 300, St. Petersburg, FL 33702. For support/privacy inquiries: privacy@37dimensions.com or (727) 620-4229.