Understand the program
The CSBFP shares risk with participating lenders to improve access to financing for eligible Canadian small businesses.
Applications are made through financial institutions; lenders make credit decisions. It is not a government grant or guaranteed approval.
Eligible financing categories can include equipment, commercial property, leasehold improvements, working capital and certain intangible assets, subject to program limits.
Farming businesses have a separate agricultural financing framework. We can help clarify the intended use of funds and organize a lender discussion.
How 37D can help
We use our systems, operating experience and professional contacts to help organize a suitable project, identify the information required and coordinate the next steps. Support may include a readiness discussion, documentation planning and application coordination within an agreed scope.
Our consulting is independent. Contacts do not provide preferential access or override eligibility rules. The administrator or participating lender decides eligibility, approval and funding; an enquiry is not a promise of support.
Prepare for your consultation
Tell us your business location, project objectives, timing, estimated budget and any support already received or applied for. Start with a non-confidential summary; detailed records can follow an agreed process.
Request additional information or a complimentary 20-minute consulting call. We will discuss potential fit, current program information and whether further assistance would be useful. Any paid engagement is agreed separately.
Official program information ↗
Your next step
Request a conversation, pricing, partnership information or relevant case studies and testimonials where available. Your selection and fast-track code are filled automatically.
Book a complimentary 20-minute consultation Review or request a confidentiality agreement →Who we work with
37D excludes cannabis businesses, businesses with 51% or more of sales from alcohol, gaming businesses and businesses involving nudity from its services and acquisitions. All alcohol products are excluded from sourcing and trade. Higher Ground beverage supply to casino customers is a limited exception to the gaming-business exclusion; it does not extend to gambling operations, financing or acquisitions.